Currently, in Facebook all the Utarians are busy discussing about the PTPTN loan interest conversion from 3% to 1%. Some say good and some say bad. Based on some of the articles that I have read, you can opt for 1% interest if you want to pay it for long term or remain 3% if you want to pay lump sum. I guess I will choose the 1% after much consideration and opinions from my coursemaes. I don't think I will regret it unless I won a jackpot out of sudden. Lol.


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